Moylan's Insurance is General Agent for Dongbu Insurance Company, Ltd. and First Net Insurance Company. We hold Surplus Line Brokers and General Agent Licenses, which means our carriers depend on our integrity and managed professionalism to represent them in Guam, CNMI and Micronesia.

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HOMEOWNER'S ALL-IN-ONE FULL PROTECTION POLICY

18 Good Reasons to Place Your Policy With Us
  1. Fire
  2. Lightning
  3. Earthquake
  4. Explosion
  5. Riot or Civil Commotion
  6. Aircraft Damage
  7. Typhoon
  8. Burglary
  9. Damaging Other Property
  10. Vehicle Damage
  11. Smoke
  12. Vandalism or Malicious Mischief
  13. Cost of Defending Covered Lawsuit (Whether you are liable or not)
  14. Falling Object
  15. Accidental Discharge From Plumbing or Water Overflow
  16. Sudden Tearing or Bulging of Heating or Cooling System
  17. Personal Liability
  18. Medical Payment (other than insured)

*This is only a general description of the policy and is not a statement of contract. For more details, please see a Moylan's Insurance Representative or read your policy.

Shutter Discounts

You can receive 10% off your typhoon insurance premium if you have commercially installed metal shutters on all your doors, windows or plate glass. A 5% discount will be given if you secure your house with non-metal shutters, such as plywood designed to cover all glass doors, windows or plate glass.

Personal Property

This policy will protect things in your home: furniture, electronic equipment, clothes and most of your personal belongings.

Personal Liability

Protects you, the homeowner, from possible legal suits arising from persons being injured on your premises. Also, it protects you if you accidentally injure someone while enjoying recreational activities such as golfing, hunting and fishing. (Higher limits available up to $100,000.)

Contents Special Limits

The amount of coverage is determined by the policy you select except for a few types of personal property that have special limits:

  • Money, bank notes, coins­$100
  • Securities, stamps and deeds­$500
  • Watercraft and equipment­$500
  • Cameras, projectors or other equipment­$200
  • Burglary of jewelry, watches and furs­$500
Medical Payments to Others

This coverage pays medical expenses up to the medical limits in the policy for someone who is accidentally injured on your property or is accidentally injured by you or relatives who live with you.

Temporary Living Expenses

We will pay up to 5% of the sum insured to maintain your standard of living if you are unable to live in your home due to all peril insured against. Covered expenses are those over and above what you'd normally spend for food, shelter and related items.

Supplementary Coverage

First Aid Expenses­Pays for the expenses incurred by the insured for first aid to others at the time of an accident or bodily injury.

Debris Removal­Covers reasonable expenses to remove damaged property following a covered loss.

Temporary Repairs­Covers temporary repairs incurred to protect covered property from further damage.

Optional Coverages
  • Increase Personal Liability limits.
  • For just $8, you can increase Personal Liability limits to $100,000.

CONTENTS/ RENTER'S INSURANCE

Items of special value in your home, condominium or apartment can be insured. Here are some things that can be covered:

  • Jewelry
  • Stereo or Computer Equipment
  • Cameras
  • Golf Equipment
  • Furniture and Appliances
  • Televisions, VCRs, Radios
  • Musical Instruments
  • China, Crystal, Coin Collections

Contents Insurance is covered in our All-In-One Homeowners Policy. It protects your personal contents from damage arising from the following hazards:

  • Fire
  • Burglary
  • Typhoon
  • Falling Aircraft
  • Earthquake
  • Personal
  • Lightning
  • Liability
  • Explosion
  • Smoke
  • Vehicle Damage
  • Vandalism
  • Accidental Discharge from Plumbing

Life Insurance

Health Insurance

Home Insurance

Bonding

Auto Insurance

Other Product